Insightful. Forward-thinking. Personable.
Steven R. Gerlach is a seasoned tax attorney specializing in employee benefits, executive compensation, and the Employee Retirement Income Security Act (ERISA).
He advises a diverse clientele—including healthcare entities, businesses, nonprofits, municipalities, and individuals—on ERISA compliance, Maine Public Employees Retirement System (MainePERS) matters, and the tax implications of mergers and acquisitions. Steve also represents employee benefits brokers, employee-owned companies (ESOPs), and multiple employer welfare arrangements (MEWAs), providing comprehensive counsel on complex benefits structures.
What he's great at
Steve excels in delivering tailored solutions across a spectrum of employee benefits and compensation matters, including:
- Employee Benefits & ERISA Compliance:
- Navigating ERISA requirements and liabilities
- Addressing MainePERS compliance and controversies
- Advising on Affordable Care Act (ACA) compliance strategies
- Executive Compensation Planning:
- Designing deferred compensation arrangements
- Structuring split-dollar and stock-related compensation plans
- Implementing flexible benefit plans and health/life insurance offerings
- Representation of Specialized Entities:
- Counseling employee benefits brokers on compliance issues
- Advising employee-owned companies (ESOPs)
- Supporting MEWAs and large insured/self-insured health plans
How he delivers
Steve’s multifaceted background—including roles as a financial planner, research coordinator, and restaurant manager—provides him with a unique perspective on the challenges faced by various industries. This diverse experience enables him to approach legal issues with a practical mindset, offering clients strategic, business-savvy solutions that align with their organizational goals.
Why you'll enjoy working with him
Clients value Steve’s thoughtful and perceptive approach to complex legal matters. His ability to distill intricate regulations into actionable advice, coupled with his personable demeanor, fosters strong, collaborative relationships. Steve is committed to understanding each client’s unique needs, ensuring that his counsel is both relevant and effective.
Who is he off the clock
Outside of his legal practice, Steve channels his passion for music as a singer with the Portland-based group Renaissance Voices. His involvement in the arts reflects his appreciation for discipline, harmony, and continuous learning—qualities that resonate in his professional life as well.